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In This Dynamic Session, You Will learn

• The Truth About How To Make Money In Property

• How To Make Money In Property Today Starting From Scratch

• Generate Monthly Passive Income From Property

• How To Buy Property With No Money Or Very Little Money

• The Secrets Of How The Rich Invest In Property And They Don't Want You To Know

• The Quick And Easy Way To Invest And Make Money In Property

• Proven Techniques Help You Make Money In Property - Guaranteed!

• And Much Much More
   

Venue: 10, Anson Road, International Plaza #27-16, Singapore 079903 (Above Tanjong Pagar Mrt)

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From: Dickson Neo, Singapore
Date: Tuesday, December 21, 2010
Subject: How To Make Money In Property Market!

I am a strong believer that financial Intelligent can be taught. Character can be mould with as we grow. I don’t come from a rich family. My parents have inculcated one very important value that inspires me to be who I am today. They strongly believe it’s just how far determination, confidence, and perseverance can get you in life, no matter if you start from the very bottom. If you want to be successful in life you must believe that there’s no limit in what we want to achieve. Believe in yourself and you can do miracle.

My dad worked for my uncle as a construction supervisor while he was in his twenties. Life was quite all right at that point of time when my dad still make quite a good living. But our life change dramatically when I was 5 years old. Due to my dad bad habit of having late night session for mahjong game, smoking and drinking. He was diagnosed with kidney failure, which not only change his life but our life too.

My dad needs to quit his construction job and to seek for a job that caters to his medical condition, as he needs to go dialysis for 3 times a week. Fortunately, my parents were able to get a stall to become a hawker and make a living selling hawker food.

Since young I was forced to be independent and need to take care of myself cause most of the time there wouldn’t be anyone at home as my mum need to run the stall on her own when my dad is off for the dialysis treatment. Since young I have learnt how to take care of my family and myself. My 3 other siblings and I were required to go to stall to help at the stall since very young age. Hence, from there I have understood the value of money and the importance of insurance. Life was hard then. My sister been the elder (at 9 years old) has to go to the stall to help out with my mum for almost everyday even though she was still schooling. Although me and my 2 other brothers were too young to understand certain things but deep inside us we know that our family is very different from others. We seldom have new clothes to wear or new textbook. Usually, we will get those used one from our relatives and that how we managed to complete our primary education. Life was tough, but my parents were strong believer in education though they are not educated.

To be frank I’m not good at studying. I’m not a scholar and quite lazy when it comes to study. I was a normal stream student in secondary school and was lucky to score well enough for my O level to get into JC. Nevertheless I didn’t do well for my A level took twice for it. I was quite devastated that I was unable to get into local university. I thought that it I wouldn’t be able to complete my tertiary study cause my family as not able to send me oversea to study. My family has made a very critical decision to sell our HDB flat in order to raise enough fund for me to complete my study. Thought I was doing part time job to finance my own expenses it was still not enough for my tertiary education. I was forced to be more mature then my peer having know that my family sacrifice so much in order to let me complete my studies. Understand the sacrifice that my family did. I tell myself that I can’t let them down. Which motivates me to work extremely hard to complete my studies. But also to achieve great height when I come out to work.

After obtaining Bachelor Degree in Banking & Finance in 2002. Through my contact in my university I was fortunate enough to get my first job as a Mortgage Consultant with the help of a Senior in my university. He was one of my best mentors while I was in my banking days. Having the opportunity to work in the mortgage department I get to learn the ropes of mortgage loan structuring and also an inside view of how property investors buy/sell/hold/flip properties and make a cool capital gain out of it. Since young I have been looking for opportunity to make a lot of money so that I can repay my family and provide them with the best for what they have scarified for me.

While I was in the mortgage department I see that property investment can be one of the financial tool that I can achieve my dream of provide a better life for my family. Even though I was earning only a mere S$1500 per month I always question my self how am I going to invest I property if I don’t even have the first 1% down payment?

However, earning S$1500 was not what I most concern with. I am more concern with whom I am going to learn from if I were to venture into property investment. I seize any opportunities to learn more about the secret of property investment. I go around asking colleague who are very experienced in loan structuring anyhow difficult cases are been handled. I ask customers how they use property investment to accelerate their financial status. I even go all the way to pester my customer to teach me the secret of property investment. But I was rejected for umpteen time cause to them its their trade secret they wouldn’t want to you to let you know how they do it. Although I was rejected many time. I tell myself that I will not give up till the day my customer share the secret with me. True enough after two solid year of pestering my customer was touch by my sincerity to excel in property investment. He finally agreed to show me the secret of property investment. But his condition is that I must be his partner in order for him to share the secret with me. He told me I don’t need any cash from me to start my first property investment. In order to be his partner I must give him three things. My Identity Card, salary slip and signature. He said "I give you three days to consider and you let me know whether you are willing to accept my conditions."

Initially, I thought he was kiddy me to come up with such a request. What’s triggered me to accept his condition was a book called "The Rich Dad, Poor Dad" that I remembered that you can buy property with No money down and that when I start realized that it’s actually applicable in Singapore context too. That how I start my first property investment and continually learning the rope of property investment which accelerated my learning curve steeply and multiply into an multi million portfolio in less than 5 years.

Although I might be better then my peer of same age. I always believe that we should continue to educate ourselves in any aspect by learning from other through books, seminar, mentor and etc. So that we can enhance our knowledge and apply it to bring myself to a higher level. We must remember even if you are a scholar in whatever field once you stop educating/ upgrade yourself you are been uneducated and you will never be able to achieve greater height. See you on top for those who understand what I meant and for those who not just want to change your life but also have the dream to change the life of people around you. Good Luck!!